A house fire can change your life in one night. You can sell your fire damaged house as is for a clear written cash offer with no repairs or showings and we help you compare rebuilding listing or selling to us so you can choose what fits your recovery.
Sell your fire damaged house as is without repairing or cleaning first
No showings open houses or strangers walking through after the fire
Clear written numbers so you can compare rebuilding, listing or selling to us
Yes. You can sell a fire damaged house without fixing it and we buy houses in as is condition so you can skip repairs, cleaning, and showings while still receiving a clear written cash offer based on the home in its current condition.
5 out of 5 by sellers who have sold to FDHB!
Trusted by homeowners recovering after a fire
5/5 by sellers who’ve sold to FDHB!
Trusted by homeowners recovering after a fire
Media coverage for helping homeowners sell fire damaged houses with clear numbers and no pressure.
In this short message, Brett Favre, Hall of Fame quarterback … explains why he trusts Fire Damage House Buyer with fire damaged properties.
Watch Brett explain how written offers, patient timelines, and no pressure conversations can give fire affected homeowners a safer path forward instead of months of uncertainty with contractors and insurance.
“This team brings calm clear answers and a simple option, a fair fast no obligation cash offer for your fire damaged house”
Brett Favre, Hall of Fame quarterback
Most real estate investors try to buy every kind of property. Fire damaged houses are different. When a buyer does not understand insurance, smoke and water damage, code issues, and rebuild costs, their first offer often changes later or falls apart. Because we specialise in buying houses that have been damaged by fire, we know how adjusters, code officers, and contractors will look at your property, and we build that reality into our offer from the start so you are less likely to face last minute renegotiations or a cancelled contract.
Most real estate investors try to buy every kind of property. Fire damaged houses are different. Because we specialize in buying houses that have been damaged by fire, we understand insurance, code issues, and repair costs, so you are less likely to face last minute renegotiations or a cancelled contract.
A fire damage specialist buyer focuses on fire damaged properties, understands fire related risks, and builds realistic repair and code upgrade costs into the offer so the owner does not have to manage a rebuild.
Our team speaks the same language as adjusters, inspectors, and restoration contractors. This lets us price your house honestly and keep your sale aligned with your claim and local rules.
Your insurance claim stays in your name. In many situations, the structure claim and the land can be treated separately, so you may be able to collect covered benefits and also sell the property as is. We never ask you to sign away benefits you may need for your family. We encourage you to review everything with your adjuster or an independent professional.
After a fire, long lists of tasks and decisions can feel impossible. Our process is only three steps.
You should never feel rushed into selling after a house fire. Our role is to give you clear information so you can choose your path without pressure.
Step 1
You share the basics of your situation in a short call or online form. We give you an initial sense of whether selling as is might make sense, then schedule a quick property walk through if it looks like a possible fit. There is no cost and no obligation at this stage.
You tell us about the fire and your goals.
We review public records and any photos or documents you choose to share.
If it makes sense to continue, we schedule a short visit with you when you are available.
Step 2
We prepare a written cash offer and a simple side by side view of your main options. You see estimated repair costs, likely resale value after repairs, and our cash offer so you can compare them on one page.
Step 3
If you accept the offer, you choose the closing date. We coordinate with the title company, handle standard paperwork, and you receive your funds by wire or cashier’s check at closing.
You can ask questions at every step, and you are never locked in until you sign closing papers.
After a fire, you usually face three paths. You can rebuild, list the house with an agent after repairs, or sell the fire damaged property as is to a specialist buyer.
Insurance does not fully cover code upgrades or full rebuilding.
Permit delays and contractor shortages stretch the project into many months or years.
You are already exhausted by temporary housing, paperwork, and calls.
The house was a rental or inherited property and you do not want to manage a long project from a distance.
You want a clean financial exit so you can focus on your family and health.
Insurance does not fully cover code upgrades or full rebuilding.
Permit delays and contractor shortages stretch the project into many months or years.
Your coverage is strong enough to handle most repair and code costs.
You have stable income and savings to cover deductibles and surprise expenses.
You are attached to the neighborhood and want to stay long term.
You have a trusted contractor and a realistic timeline for permits and construction.
You are comfortable managing inspections, change orders, and potential delays.
Your coverage is strong enough to handle most repair and code costs.
You have stable income and savings to cover deductibles and surprise expenses.
You accept an agreed upon cash amount in exchange for speed, simplicity, and less stress. We cover standard closing costs, buy as is, and handle repairs and cleanup after closing.
Timeline: Many sellers close in a few weeks, or you can choose a later date that fits your insurance and moving plans.
Cash needed: You do not bring cash to closing. There are no repair costs, no cleaning costs, and we cover standard closing costs.
Repairs and code issues: We buy the house as it stands and take on repairs, permits, and code problems after closing.
Showings and clean up: No open houses or repeated showings. You do not need to deep clean or clear every room.
Fees and commissions: You pay zero agent commission and there are no hidden fees taken from your offer.
Stress level: One decision and one buyer. We handle the details and keep you updated so you are not chasing contractors or buyers.
Outcome certainty: Once you accept the written offer and sign closing papers, your cash amount is clear and locked in.
You repair or rebuild first, then list with an agent. You may get a higher sale price if everything goes smoothly, but you take on repair risk, time on market, and commissions.
Timeline: It can take months to prepare the house, list it, hold showings, and wait for a buyer’s loan to close.
Cash needed: You may need money for repairs, cleaning, staging, higher utilities, and property taxes while you wait.
Repairs and code issues: Most buyers expect repairs and may walk away if inspections find code problems or hidden damage.
Showings and clean up: You must keep the property show ready and allow repeated visits from strangers and inspectors.
Fees and commissions: Expect an agent commission around 6% of the sale price, plus roughly 2-4% in closing costs and other fees.
Stress level: Offers can fall through after inspections or financing, and you may need to negotiate or start over.
Outcome certainty: Final sale price and timing are uncertain until the buyer’s loan funds and all contingencies clear.
You commit to a full rebuild project. This can preserve long term value if your coverage and finances are solid, but you carry the risk of cost overruns, code changes, and extended timelines.
Timeline: Rebuilding often takes many months or even a year or more because of permits, contractor schedules, and inspections.
Cash needed: You may face deductibles, upgrades that insurance will not cover, and out of pocket costs above your payout.
Showings and clean up: You avoid showings now, but you may live through construction or pay for temporary housing while work is done.
Repairs and code issues: You and your contractor are responsible for meeting current codes and managing surprise repairs.
Fees and commissions: If you decide to sell after rebuilding, you will still pay agent commissions and closing costs at that time.
Stress level: Long projects, noise, and constant decisions can be exhausting on top of the emotional impact of the fire.
Outcome certainty: Your final position depends on total costs and future market prices, which can move up or down over time.
A fire damaged house is often not worth fixing when the total of restoration costs, code upgrades, and holding expenses comes close to or exceeds what the home would likely be worth fully repaired. It can also become not worth fixing when the emotional cost of managing a long rebuild project is more than you and your family can reasonably carry.
In the first days after a house fire, your priority is safety, housing, and support. Before you decide whether to rebuild, list, or sell as is, make sure the basics are covered.
Confirm with the fire department or building officials that it is safe to enter the property.
Call your insurance company to report the loss and ask what help is available for temporary housing and essentials.
Reach out to trusted people or a counselor for emotional support if you feel overwhelmed.
Use reputable disaster resources such as the American Red Cross, Salvation Army, local disaster assistance centers, or the Disaster Distress Helpline at 1-800-985-5990 for free crisis counseling.
Once you have a safe place to stay and a basic plan for the next few weeks, we can walk through whether rebuilding, listing, or selling as is makes the most sense for you.
The rules around insurance, mortgage payoff, disclosures, and taxes after a fire can feel confusing. We are not a law firm or tax firm, but we can explain common patterns in plain language and encourage you to check details with professionals.
In many cases you can keep part or all of your insurance settlement and still sell the house. Often the claim for the damaged structure is separate from what you do with the land and any remaining improvements. That means you may be able to collect covered benefits and also sell the property for its remaining value. The exact rules depend on your policy, your lender, and state law, so we always recommend a review with your adjuster, your lender, or an independent professional.
If you sell through a traditional real estate agent, you are usually required to complete a detailed seller disclosure packet that covers the fire, repairs, and any defects you know about. When you sell directly to Fire Damage House Buyer, we buy the house as is and we do not require you to fill out those long retail disclosure forms. You still need to be honest about the fire and any structural, safety, or ongoing issues you know about, but we handle this through a short set of questions upfront so the sale stays straightforward.
If your mortgage is behind, the unpaid balance and fees must be paid from the sale at closing before you receive money. In simple terms, the title company pays your lender first and you receive any remaining funds. We work with your lender and timeline to try to prevent foreclosure when possible and to keep the process as simple as we can.
Fires and insurance settlements can have tax effects, especially if you receive more than your original cost or if you later sell the property. Some situations qualify for special treatment or deferrals. We are not a tax firm, but we can help you ask the right questions and then point you to a qualified tax professional to review your options before you decide
If you have questions about insurance, disclosures, or taxes for your situation, call us at (844) 714 3778 and we can walk through the basics with you before you decide.
Every family and property is different, but we hear many of the same reasons from owners who decide that selling the fire damaged house as is is the right move for them.
Permits, bids, code upgrades, and contractor delays can stretch a rebuild into a multi year project. Many owners decide they cannot put their lives on hold that long.
Even good policies have limits. When estimates reveal large uncovered costs for code upgrades or structural work, some owners choose to sell and avoid going deep into debt.
Moving between hotels, rentals, or staying with family while also managing the project can drain your energy and savings. Selling can provide clarity and a path back to stable housing.
If the house was a rental or you inherited it, you may not want to manage a complex rebuild long distance. Selling as is can turn a stressful liability into cash you can use elsewhere.
Some owners simply want to close this chapter. They prefer a clear sale and a known cash amount over the uncertainty of a long project and a future sale.
You can see your cash offer, compare it with rebuilding or listing, and walk away if it does not feel right for you. Having another option on the table often reduces anxiety, even for people who decide not to sell.
After a fire, managing debris, contractors, inspectors, lenders, and paperwork can feel impossible. Many homeowners describe it as a full time job on top of work, family, and grief. Our job is to take as much of that load off your shoulders as we possibly can.
We reduce the calls and appointments you must coordinate so you are not trying to manage every detail while you are still recovering from what happened. You stay in control of the decision and timeline while we handle the logistics once you choose to sell.
When we buy a fire damaged house, you do not have to finish repairs or clean up what the fire and smoke damaged. You choose what to take, leave damaged items and debris you do not want to deal with, and we take responsibility for clean out, permits, and code issues after closing.
These are real stories from homeowners who sold fire damaged houses to us. Many started out overwhelmed and unsure whether selling, rebuilding, or walking away made sense.
“We lost half our home in a kitchen fire. The insurance numbers did not come close to current construction costs. Fire Damage House Buyer walked us through the options and their offer. Selling as is let us relocate near family within six weeks without taking on a huge rebuild.”
Thank you for all of your help Daniel!
Fizzy Pop
Had a great experience. Thank you for all your help with everything.
Jose Salinas
Daniel provided a positive experience from the beginning to the end. Working with someone who is knowledgeable and reliable is essential. I trust that Daniel is that guy, so I look forward to working with him again. I am excited to have many more opportunities in the very near future.
Samantha Parker
Dan was great to work with! He guided me every step of the way from beginning to end. I highly recommend!
Casey Ovalle
Daniel was great to work with! He communicated with me throughout the whole process and answered all questions that I had. 10/10 would recommend!
Pedro Salazar
Daniel came out and had an offer for my house same day. Extremely professional and knowledgeable about the entire process, I had a million questions and he answered me every single time. Thank you so much for making selling my home this easy. 100% recommend calling Daniel before stressing on selling your home!
Tony Gonza
Fire Damage House Buyer exists for one reason. We want fire damaged homeowners to have a simple, ethical way to sell a burned property without being pushed into a wrong decision. You get clear options and a standing cash offer so you can move forward on your terms.
Fire Damage House Buyer exists for one reason. We give fire damaged homeowners clear options and a standing cash offer so you can move forward on your terms.
Our founder, Daniel Cabrera, and our team have focused on fire damaged and disaster damaged houses for years. We have walked through burned homes with hundreds of families, studied real repair budgets, and seen how long rebuilding can really take in different markets. This experience helps us make offers that are grounded in reality, not guesses. You can learn more about our fire damage team and story on our About page.
Our founder, Daniel Cabrera, and our team have focused on fire damaged houses for years in many different markets. That experience helps us make offers grounded in real repair costs, not guesses.
Thinking about selling your fire damaged house instead of rebuilding?
Share your address and we will walk you through your options and give you a clear cash offer.
Thinking about selling your fire damaged house instead of rebuilding?
Share your address and we will walk you through your options and give you a clear cash offer.
We are based in San Antonio, Texas, and we specialize in purchasing fire damaged houses across the United States.
Yes, we buy fire damaged houses in Texas and across the United States, including properties that have been vacant for months after a fire.
Here are a few examples of fire damaged homes we have purchased.
If you own a fire damaged house and wonder if we can buy it, request your free cash offer above.
These are examples based on past purchases. Every property and timeline is different.
If you are like most fire affected owners, this may be your first time facing these decisions. Here are clear answers to the questions we hear most often. If you do not see your question, call us at (844) 714 3778 to talk with a person who handles fire damaged houses every day.
Yes, you can sell a fire damaged house even after a fire. In most cases the key steps are documenting the damage, talking with your insurer, and then deciding whether to rebuild, list with an agent, or sell the house as is to a buyer who understands fire damage. We focus on the as is path and can walk you through how it compares with rebuilding or listing so you can choose what feels right for your situation.
No, you do not need to repair or clean the house before selling to us. We specialize in buying fire damaged houses as is, so you can leave smoke damage, water damage, debris, and items you do not want to deal with, and we handle cleanup and repairs after closing. We factor the cost of restoration and clean out into our offer, which means you avoid hiring contractors, managing inspections for buyers, or living through months of construction.
In many cases you can keep part or all of your insurance settlement for the damage and still sell the property, but every policy and lender situation is different. The insurance claim usually covers the covered loss to the structure, while the sale price reflects what the land and remaining structure are worth in their current condition. When we talk, we review your situation with you so you can see how a sale and your claim might work together, and we always encourage you to confirm details with your adjuster or adviser before you decide.
A fire damaged house is often not worth repairing when the total of restoration costs, code upgrades, and holding expenses comes close to or exceeds what the home would likely be worth fully repaired. Long timelines, permit delays, and the stress of managing a rebuild can also push owners toward selling, especially when insurance coverage is limited. We walk through the numbers with you and compare rebuilding, listing, and selling as is so you can see which option protects both your finances and your stress level.
The best way depends on your coverage, your timeline, and how much time and energy you have for a long project, but many owners decide to sell the house as is to a specialist buyer instead of rebuilding or listing. Listing with an agent usually means repairs, showings, and an uncertain sale price after commissions and closing costs. Selling directly to us removes repairs and commissions and gives you a clear cash number and closing date up front so you can compare that path with rebuilding or a traditional listing in your own time.
Our process has three simple steps. First, you reach out by phone or by requesting an offer on our website so we can schedule a time to see the fire damaged property and understand your situation. At that visit we walk through the damage with you, review any insurance details you want to share, and answer any questions you may have.
Then we explain estimated repair costs, likely listing value, and our cash offer side by side in plain language so you can see how they compare. You see how selling your fire damaged house as is stacks up against rebuilding or listing with an agent without having to manage repairs, inspections, or showings. Finally, if you decide selling makes sense, we set a closing date that works for you and handle the paperwork with a local title or closing company. You are never under any obligation to accept the offer, and you can also visit our How It Works page for a more detailed walkthrough.
No, requesting a quote or talking with us about your options does not obligate you to sell. We provide an evaluation and written offer so you can see what selling your fire damaged house as is would look like, and you are free to compare that with rebuilding or listing without any pressure. If the offer does not feel right for you, you can decline and keep whatever information we shared to help with your decision.
We aim to make offers that are fair for both you and us based on the true condition of the property and the work and risk we are taking on. We look at local sales, current land value, and realistic repair and holding costs, then show how those numbers fit together in our offer. You do not pay agent commissions, repair costs, or typical seller closing costs to us, which can change what fair looks like compared to a traditional sale, and you are always welcome to compare our offer with other options before you decide.
Yes, you can sell a fire damaged house as is directly to an investor like Fire Damage House Buyer instead of listing with a real estate agent. This route can make sense when you want to avoid repairs, showings, and the uncertainty of waiting for a retail buyer who may not be comfortable with fire damage. As a specialist buyer, we expect the damage and plan for code issues and insurance timelines, and you still close through a local title company or attorney just as you would with a traditional sale, only without commissions and repair demands.
Yes, we buy fire damaged houses in Texas and across the United States. We specialize in purchasing fire damaged residential houses and close through licensed local title companies or closing attorneys in each state so the process feels local and familiar. You can use the state links on this page to see how we help in your area, or contact us directly and we will confirm coverage for your specific city.
Whether you are ready to sell or just need straight answers after the fire, we are here to walk through your options. One conversation can turn a confusing situation into a short list of clear choices.
Choose the path that feels right for where you are today. You can request a clear written cash offer for your fire damaged house, or you can simply ask a fire damage specialist a question if you are not ready to talk about selling.
Quick and private. No obligation at any point. You are not agreeing to sell by filling this out. We simply review your options together.
